In this Section
Checking Products
Lifestyle Plus
Money Market
Savings Products
Certificates of Deposit
Retirement Accounts

Checking Products


 
Current Customers
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New Customers
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Make the Switch to Washington Federal today! We make it easy for you to start banking with us! Use the links below to customize and print the letters you need to change your Direct Deposit and/or Automatic payments to Washington Federal. If you have any questions about making the switch, you can send us an e-mail now.

     

NEW! FreeE-Checking

Our FreeE-Checking lets you earn while you spend. With this account, you’ll earn cash back every time you use your Washington Federal debit card - 10¢ for each time you sign for a purchase and 5¢ for each time you enter your PIN. Plus there’s no minimum balance or monthly service fee! You will also enjoy the convenience of receiving statements online rather than through the mail. Your electronic statement can be accessed through your online banking account anytime and anywhere you have access to a computer.

Discover the additional benefits of FreeE-Checking
No monthly service fee
No minimum balance requirement
Free MasterMoney™ debit card with "Cash Back" benefits
Electronic Statements required
Online Banking and Bill Payment
Telephone Banking

Unlimited check writing
Download account information into Quicken® or Microsoft® Money

Plus Checking

Our Plus Checking is ideal for everyday use. A minimum opening deposit of $25 will get you started. To avoid a low monthly service fee, maintain an average balance of $600 or more, or a combined deposit balance of $2,500 in any of Washington Federal’s savings products.

Interest Plus Checking

Take advantage of your money and let it work for you. Our interest bearing checking account earns interest on your entire balance. Balances of $2,500 or more earn a higher rate of interest. To avoid a low monthly service fee, maintain an average balance of $2,500 or more or a combined deposit balance of $5,000 in any of Washington Federal’s savings products.

Discover the benefits of Plus Checking and Interest Plus Checking
Unlimited check writing
Direct Deposit
MasterMoney™ Debit/ATM Card
Online Banking and Bill Payment
Telephone Banking
Overdraft protection
Automatic transfers to other Washington Federal accounts
Monthly statements with check images
NEW! Electronic Statements - Online versions of the paper statements that you receive in the mail. Electronic Statements are accessible through your Online Banking account anytime, from anywhere.
Download account information into Quicken® or Microsoft® Money

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Lifestyle Plus

A premier program for those age 50 or older. As a member of Lifestyle Plus, you’re eligible for many savings and services that reward you for being a customer. You must be 50 years of age or older, and have a combined average monthly deposit relationship of at least $10,000 or more and you must have or open either a Plus Checking account or an Interest Plus Checking account.

Discover the benefits of Lifestyle Plus
Free Lifestyle Plus checks (or other discounted styles available)
Free money orders*
Free treasurer’s checks*
Free traveler’s cheques
Free photo copies
Periodic CD bonus rates
And much more!

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Savings Products

 
Current Customers
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New Customers
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Don’t just save. Save smart at Washington Federal. Count on us for help and guidance fulfilling your financial goals. From buying a home to planning for retirement or financing a college education, our versatile savings plans are designed to fit your budget and your lifestyle.

Advantage Plus Money Market Account

With a Washington Federal Money Market account you earn a competitive rate of interest while still enjoying easy access to your money. The account may be opened with a deposit of $1,000 and we’ll waive the monthly service fee when you maintain this balance or more.

Advantage Plus is a tiered money market account that offers higher interest on higher balances. Balances of $25,000 or more earn market rates based on the Money Fund Report Averages™ All Taxable 7-day Simple Yield, a service of iMoneyNet, Inc. Once you reach the $25,000 balance, you’ll earn the market rate on your entire balance.

Discover the benefits of Advantage Plus Money Market
Unlimited number of “in person” or ATM withdrawals
The ability to write up to three checks each statement cycle with a
  maximum of six pre-authorized transfers per month
Online Banking and Bill Payment (with active checking account)
Telephone Banking
Overdraft protection
Automatic transfers to other Washington Federal accounts
Monthly statements with check images
NEW! Electronic Statements - Online versions of the paper statements that you receive in the mail. Electronic Statements are accessible through your Online Banking account anytime, from anywhere.
Download account information into Quicken® or Microsoft® Money

Statement Savings

Our Statement Savings account can be opened with a $100 deposit and will earn interest on balances of $100 or more. This savings account is tiered; balances of $2,500 or more will earn a higher rate of interest. We’ll waive the monthly service fee when you maintain a minimum daily balance of $250 or more.

Student Savings

Age 17 and Under

You may open this account with as little as $25 and there is no minimum balance requirement. You can make withdrawals or deposits at any time. A parent or legal guardian must be on this account along with the student.

Graduate Savings

Ages 18 – 22

A Graduate Savings account has all the features as Student Savings, except that you don’t need a parent or legal guardian on the account.

Discover the benefits of Statement, Student or Graduate Savings
Access a savings account with Debit/ATM card
Tiered interest rate based on balance
Automatic transfers to other Washington Federal accounts
Overdraft protection
Online Banking and Bill Payment (with active checking account)
Telephone Banking
NEW! Electronic Statements - Online versions of the paper statements that you receive in the mail. Electronic Statements are accessible through your Online Banking account anytime, from anywhere.
Download account information into Quicken® or Microsoft® Money

Passbook Savings

Our traditional Passbook Savings account has been a favorite of customers for years. With a Passbook Savings account you earn interest on a balance of $100 or more and you’ll always have a record of your transactions. We’ll waive the monthly service fee when you maintain a minimum daily balance of $500 or more.

Discover the benefits of Passbook Savings
Automatic transfers to other Washington Federal accounts
Tiered interest rate based on balance
Telephone Banking
NEW! Electronic Statements - Online versions of the paper statements that you receive in the mail. Electronic Statements are accessible through your Online Banking account anytime, from anywhere.

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Certificates of Deposit

Be a safe, savvy investor. Choose from our many CD options and earn higher interest rates than regular savings accounts. Terms range from 91 days to 10 years and are FDIC insured up to $100,000.

91 and 182 Day Certificates (Short-Term)

A minimum deposit of $2,500 is required. You may elect to receive your interest monthly by check, transfer the interest payment to another Washington Federal account or have your account credited at maturity.

12 to 120 Month Certificates (Long-Term)

A minimum deposit of $500 is required. With a long term CD you may elect to compound interest quarterly, or if your balance is $2,500 or more, receive your interest monthly by check or transfer it to another Washington Federal account.

Customer Choice Certificate

This 24 month CD has a minimum balance requirement of $2,500 and offers you the option to change your rate on the certificate to the rate being offered one time during the initial term of the CD and once during each renewal term.

Investment Advantage Account

This certificate offers a 12 – 36 month term where the interest rate varies based on the Money Market Report (a service of iMoneyNet, Inc.) The minimum deposit required to open this account is $5,000.

Early withdrawal penalties are calculated by the actual principal amount withdrawn.

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Retirement Accounts

Retirement: the time to do the things and see the places you’ve always wanted. It’s never too early to start planning - or to get more serious about it - so that you can build your future. To enjoy your retirement years as fully and securely as possible, turn to Washington Federal today. We offer traditional IRAs and Roth IRAs. With FDIC insurance up to $250,000 and free and flexible distribution options, IRAs are a great way to fund your personal retirement savings plan.

Coverdell Education Savings Accounts

Coverdell Education Savings accounts are designed for the purpose of saving for the future cost of a child’s education. The plan permits total after-tax contributions of $2,000 per year for each child until the age of 18. These contributions and earnings are tax-free when withdrawn to pay for qualified education expenses.

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*certain restrictions may apply