For more information or a demonstration, simply send us an e-mail.

BACK TO TOP

Business Checking Products

Premium Business Checking
This business checking account is specially designed for corporations, partnerships, and other for-profit organizations. The Premium Business Checking account actually saves and makes money for you. Our special monthly earnings credit saves you money by reducing or even eliminating your monthly service charge. And our investment feature makes you money by automatically investing the excess cash in your account into Money Market Mutual Funds. Benefits and features include:

	Money-saving earnings credit that reduces service charges
	Automatic investing of excess balance in mutual funds
	Deposits that can be made day or night, even by mail
	Interim statements available by fax
	24-hour Business Express Online Banking and phone access to account information
	Send stop payment requests
	Overdraft protection
	Automatic transfer from other Washington Federal accounts
	Check imaging service that reproduces canceled checks on easy to file 8 1/2 x 11 sheets

Business Checking With Interest
Washington Federal’s Business Checking With Interest program is specifically designed for sole proprietorships and is an interest-earning demand-deposit account. Benefits and features include:

	No minimum balance requirement
	Interest-earning deposit account
	Deposits that can be made day or night, even by mail
	24-hour Business Express Online Banking and phone access to account information
	Overdraft protection
	Low monthly maintenance fees
	Automatic transfer from other Washington Federal accounts
	Check imaging service that reproduces canceled checks on easy to file 8 1/2 x 11 sheets

Business Checking
Our Business Checking account is specifically designed for corporations, partnerships and other for-profit organizations and is a solid, reliable checking account that helps you administer your financial transactions quickly and efficiently. Benefits and features include:

	Deposits that can be made day or night, even by mail
	24-hour Business Express Online Banking and phone access to account information, everything from balances to transactions to specific check numbers
	Interim statements available by fax
	Overdraft protection
	Check imaging service that reproduces canceled checks on easy to file 8 1/2 x 11 sheets

Business Investment Plus
Business Investment Plus is a liquid, no-risk deposit account insured by the FDIC. You earn premium, market-sensitive rates* and have immediate access to your money. You have up to six preauthorized transfers from your Business Investment Plus account per statement cycle, three of which may be payments by check to third parties.

*Money Market Rate™ (service of iMoneyNet, Inc.) is published weekly in many national publications, including The Wall Street Journal and USA Today, and is online at www.imoneynet.com.

BACK TO TOP

Business Lending Services

Commercial Mortgage Loans
Mortgage loans are secured by commercial real estate such as apartment buildings and commercial office or industrial buildings, as well as land under development. Amortization periods are typically 15 to 20 years. Interest rates can be fixed for up to 10 years or can float based on The Wall Street Journal Prime Rate or other index.

Commercial Term Loans
Washington Federal offers a variety of term loans tailored to meet your needs. Term Loans are secured by equipment or other assets. Amortization periods are typically from three to seven years and interest rates may be fixed for the term of the loan or may float with The Wall Street Journal Prime Rate or other index.

Business Lines of Credit
These revolving lines of credit provide short term cash to support accounts receivable and inventory. Used by sole proprietorships, partnerships and corporations, they typically float with The Wall Street Journal Prime Rate. Interest is billed monthly and principal is repaid as cash is collected in the normal operating cycle. Lines may be secured by accounts receivable, inventory, other real estate or may be unsecured.

Letters of Credit
A letter of credit is a substitution of the Bank’s name and credit for the client’s name and credit. Washington Federal uses an “irrevocable” letter of credit, which cannot be canceled or amended without the agreement of all parties.  The letter of credit is established with a loan agreement with the client and becomes the “liquidity” feature should the letter be called upon.  Washington Federal offers irrevocable standby letters of credit and documentary letters often used as the method of payment in international transactions.

BACK TO TOP

Additional Business Banking Services

MasterCard™/VISA™ Processing
Start accepting credit cards and increase your sales almost immediately. Our MasterCard/VISA Merchant Processing Service provides the electronic interface to let you accept these credit cards and automatically debits or credits customer accounts.

Safe Deposit Box Service
Ensure the safety of important business documents with a Washington Federal safe deposit box. Safe deposit boxes are rented on a yearly basis and come in a variety of sizes. Safe deposit box service is available at our Main Street and Washington Mall Plaza offices.

We also offer a comprehensive array of additional Business Banking services including: Cash Management, Sweep Accounts, Corporate Credit Cards, ACH origination services and more. For more information on any of these services, simply send us an e-mail.

BACK TO TOP